Compare conventional, DSCR, fix-and-flip, bridge, construction, condotel, multifamily, and commercial financing options.
Investment-property financing can vary significantly based on the property type, expected rental income, renovation plans, occupancy, loan term, and exit strategy.
Whether you are purchasing a long-term rental, short-term rental, fix-and-flip project, multifamily property, condotel, or commercial building, I can compare options from multiple lenders and help identify the financing paths worth exploring.
Traditional financing for eligible one-to-four-unit investment properties using the borrower’s income, credit, assets, and reserves.
Investment-property financing that may qualify primarily using the property’s expected rental income rather than the borrower’s personal income.
Short-term financing for eligible property acquisitions, renovations, and resale strategies.
Short-term financing for time-sensitive purchases, transitional properties, or assets awaiting stabilization or permanent financing.
Financing for eligible ground-up construction, major renovation, or investor development projects.
Specialized financing for eligible hotel-style condominium properties, including certain Las Vegas high-rise buildings.
Financing may also be available for larger multifamily, mixed-use, retail, office, industrial, hospitality, and owner-occupied commercial properties.
These loans are often reviewed based on the property’s income, expenses, occupancy, condition, business use, sponsor experience, and overall transaction structure.
Long-term financing for rental properties intended to generate ongoing income and appreciation.
Short-term acquisition and renovation financing with a planned sale after improvements.
Bridge financing for properties that need leasing, renovation, or improved operations before permanent financing.
Construction financing for ground-up projects, major renovations, or property repositioning.
Documentation and available terms vary based on the property, transaction, borrower, and lender.
Potentially. DSCR and other investor programs may use current or projected property income, subject to appraisal, lease, and lender requirements.
Some programs require full income documentation, while certain DSCR and business-purpose loans may not rely on personal tax returns.
Many investor and commercial programs allow an eligible business entity to hold title, though guarantor requirements may still apply.
Possibly. Eligibility depends on the property, location, rental history, appraisal, and lender guidelines.
Timing varies based on the lender, title, valuation, documentation, and transaction complexity. Some programs are designed for faster execution than traditional financing.
I help investors evaluate financing for Las Vegas rental properties, condotels, multifamily buildings, mixed-use properties, fix-and-flip projects, and commercial real estate.
Property type, rental restrictions, HOA requirements, market rents, and the intended investment strategy can all affect available financing.
Review the property, financing goal, expected income, available funds, and exit strategy before choosing a loan structure.
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Robert St. John | NMLS #1578510 | Barrett Financial Group, L.L.C. | NMLS #181106 | 8485 W Sunset Rd, Suite 202, Las Vegas, NV 89113 | AZ 0904774 | CA60DBO-46052 & 41DBO-148702 Licensed by Dept . of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License | MI fl0022342 | NV 5091 | TX view complaint policy at barrettfinancial.com/texas-complaint | Equal Housing Opportunity | Equal Housing Lender | This isnot a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106