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Your Loan Officer, St.John
Your Loan Officer, St.John
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    • Home
    • Loan Programs
      • FHA Loans
      • VA Loans
      • Jumbo Loans
      • Conventional Loans
      • HELOC | 2nd Mortgage
      • USDA Loans
      • Investment & DSCR
      • Reverse Mortgage
      • Commercial Financing
      • Non-QM Loans
    • Tools & Resources
      • What You Can Afford
      • Temp Rate Buydowns
      • Compare Loan Options
      • Mortgage Rates Today
    • Apply Now
    • Get A Quote
  • Home
  • Loan Programs
    • FHA Loans
    • VA Loans
    • Jumbo Loans
    • Conventional Loans
    • HELOC | 2nd Mortgage
    • USDA Loans
    • Investment & DSCR
    • Reverse Mortgage
    • Commercial Financing
    • Non-QM Loans
  • Tools & Resources
    • What You Can Afford
    • Temp Rate Buydowns
    • Compare Loan Options
    • Mortgage Rates Today
  • Apply Now
  • Get A Quote

🌞 SIMPLY SOLAR: POWER YOUR HOMEOWNERSHIP DREAMS

Earn up to $13,000 toward your down payment while saving on energy bills!  


Simply Solar is an innovative program that helps homebuyers finance solar panel installation directly into their FHA mortgage — no extra financing needed! 

 

What is Simply Solar?

Buyers can unlock up to 3.5% of the home's purchase price (up to $13,000) to use toward their down payment, closing costs, debt payoff, or savings, while enjoying the long-term benefits of lower utility bills and increased home value.

Best of all, homeowners are eligible for the 30% Federal Solar Tax Credit, saving even more money through 2032!


🌟 Program Highlights

  • Earn Up to $13,000: Apply your earned funds toward down payment, closing costs, or reserves.
     
  • Finance Solar with No Extra Loan: Solar costs are rolled into the FHA mortgage — not separate!
     
  • 30% Federal Solar Tax Credit: Reduce your federal tax liability by up to 30% of your solar installation cost.
     
  • Lower Utility Bills: Enjoy immediate and long-term savings on electricity.
     
  • Increased Home Value: Solar homes typically sell faster and at higher values.
     
  • No Income Caps: Available for all eligible buyers — not just first-time homebuyers!
     

🔑 How It Works

  1. Pre-Approval: Get pre-approved for your FHA mortgage.
     
  2. Education: Complete an online homeownership and financial literacy course.
     
  3. Solar Proposal: Work with a solar expert to design your custom solar system.
     
  4. Loan Processing: The solar cost is added to your FHA loan — no separate financing needed!
     
  5. Closing: Use your earned incentive at closing to reduce your cash out of pocket.
     
  6. Installation: Solar panels are installed within 90 days after closing.
     
  7. Long-Term Savings: Enjoy lower energy bills and possible tax benefits!
     

📋 Eligibility

  • FHA loans only (no conventional loans)
     
  • Minimum FICO score: 580
     
  • Solar system must be installed within 90 days of closing
     
  • New solar systems only (no leases, no refinancing existing systems)
     
  • Subject property must be eligible for solar installation
     

🌎 Sustainable Savings + Smarter Homeownership

Simply Solar is about more than just installing solar panels — it's about building wealth, lowering costs, and making sustainable homeownership accessible to more buyers. By investing in solar early, you not only reduce your environmental impact but also protect yourself against rising utility costs.


Ready to Learn More?

Discover how Simply Solar can power your path to homeownership today! 📞866-845-6267

Click the button below to start your loan application. If you have questions please Contact Us Here.

Apply Now

Copyright © 2022 Your Loan Officer St. John - All Rights Reserved.

 Robert St. John | NMLS #1578510 | Barrett Financial Group, L.L.C. | NMLS #181106 |  8485 W. Sunset Rd. #202, Las Vegas, NV 89113  | AZ 0904774 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License | NV 5091 | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106 | barrettfinancial.com 

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