SBA Financing Options for Business Owners

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Ideal for purchasing fixed assets like commercial real estate or equipment.

• Loans up to $10M for 1st TD (up to 60% LTV)
   
• Secondary financing up to $5.5M (93% Max CLTV)
   
• Access to alternative and secondary market options up to $18M
   
• Fixed interest rates available
   
• Eligible for purchase and refinance
   
• Nationwide availability
   
• Property types: Office, Industrial, Retail
   

Perfect for working capital, business acquisitions, or real estate.

• Loans up to $5M for 1st TD
   
• LTVs up to 95%
   
• 25-year fully amortized terms
   
• Minimum 51% owner-user occupancy required
   
• Use for purchase and refinance
   
• Available nationwide
   
• Property types: Office, Industrial, Retail, Special Use Properties
   

A non-SBA solution for investors and business owners who meet standard guidelines.

• Loans up to $10M
   
• LTVs up to 70%
   
• Non-SBA financing
   
• Available for purchase, refinance, or cash-out
   
• Fixed rate options
   
• Nationwide coverage
   
• Property types: Office, Industrial, Retail
   

• Low down payment requirements
   
• Long-term amortization and competitive rates
   
• Available for businesses that may not meet conventional underwriting criteria
   

Have a client looking for small business financing? Need help comparing SBA 504 vs. 7(a)? Contact me today to discuss the right solution.

Robert St. John
Loan Officer | Barrett Financial Group
📧 robert.stjohn@barrettfinancial.com
📱 866-845-6267 (866-84-LOANS)
🌐 stjohnloans.com
NMLS #1578510 | Corporate NMLS #181106
Licensed in CA, AZ, TX, NV (Nationwide business loans available)